About Us

Our Mission

In order to maximize the value of their life insurance, seniors need to look beyond either lapsing or taking the cash value of their policies. The life settlement business provides an alternative to those choices.

Q Life Settlements buys policies directly from owners, eliminating broker fees, and allowing the owner to deal directly with the buyer. We hope to provide a quicker sale and higher proceeds to you, the seller of a policy.  We have also developed a tax-advantaged, Medicaid-compliant, Senior Care Benefit Plan to administer the proceeds of a life settlement to cover long term care costs!

At Q Life Settlements, we strive to provide the most transparency and clarity in the life settlement process to empower our clients to pursue a direct life settlement. We find going direct typically results in a quicker settlement, and fewer fees- meaning you get more of your offer money in your pocket. We have also developed a tax-advantaged, Medicaid-compliant, Senior Care Benefit Plan to administer the proceeds of a life settlement to cover long term care costs!

Our Team

Steven Shapiro
Steven is the founder of the Company and is also the President and CEO of Q Capital Strategies, LLC and Life Settlement Solutions LLC. Steven has extensive experience in life settlements, strategic consulting, investment banking advisory services, and private equity investing. Steven holds a B.A. degree in economics from the University of Pennsylvania and an M.B.A. in finance and entrepreneurial management from The Wharton School of the University of Pennsylvania.

Ron Lofgren
Since 2000, Ron has been developing processes and managing growth at companies that help maximize the value of senior insured life policies. Over the years, he has been involved in the purchase of well over 1,000 life insurance policies. He firmly believes that seniors should obtain the highest possible value for their policies and he works hard to ensure that Q Life Settlements assists in that effort.

Zach Drake
Zach got his start solving problems in his clients’ home environment using cutting edge green technologies, solving everything from air quality issues, odor contamination, to bed bug infestations. After years of helping families in his community, he saw an opportunity to help people across the country by helping them pay for long term care with a life settlement. From there he joined with Ron Lofgren to form Q Life Settlements in order to help inform consumers of their right to pursue a life settlement, especially when long term care is needed.