Legal Disclosure

Please read these terms and conditions (the “Terms of Use”) carefully as they apply to your access of this website (“Site”). By accessing or using this Site, you acknowledge your agreement and understanding of these Terms of Use. These Terms of Use are subject to change at any time without prior notice.

General Disclaimer

This Site is intended for informational purposes only. Neither the Site nor any information provided within the Site is an advertisement. Q Life Settlements (“QLS”) is a marketing company and is not licensed as a life settlement broker or provider. QLS will refer qualified policies to a licensed entity to comply with applicable laws and regulations. The Instant Estimate tool is designed to assist in the review of a life insurance policy and is not intended to represent a bid or an actual offer to purchase a life insurance policy. Any assessment result from the Instant Estimate tool does not imply an offer has been or will be made to purchase a policy. By utilizing the Instant Estimate tool, you authorize QLS to contact you, including by telephone. Further, you authorize QLS to provide any, and all, information that you provide, including your health and/or personal information, to licensed life settlement providers and/or brokers (whether such life settlement providers and/or brokers are affiliates or QLS or not) for the purpose of evaluating or qualifying for a life settlement.

Communications

You acknowledge that telephone calls to or from QLS or its affiliates may be monitored and recorded, and you agree to such monitoring or recording. You agree that QLS may obtain, and you expressly agree to be contacted at, any email addresses, mailing addresses, or phone numbers provided by you directly at any time or obtained through other lawful means. QLS or its affiliates may call you even if you have registered your telephone number with any state or federal Do Not Call list.

Warranty Disclaimer/Limitation of Liability

THE MATERIAL AND INFORMATION ON THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO THE WARRANTY OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IN NO EVENT SHALL Q LIFE SETTLEMENTS, NOR ANY OF ITS SUBSIDIARIES OR AFFILIATES, BE LIABLE TO ANY PARTY FOR ANY COST OR DAMAGES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE ACCESS OR USE OF, OR THE INABILITY TO ACCESS OR USE THIS SITE OR ANY OF ITS FUNCTIONS OR FEATURES, INCLUDING IN CONNECTION WITH ANY BROWSING OR DOWNLOADING OF ANY INFORMATION, DATA, TEXT, IMAGES OR OTHER MATERIAL ACCESSIBLE THROUGH THIS SITE.

IT IS THE RESPONSIBILITY OF THE USER OF THIS SITE TO EVALUATE THE ACCURACY, COMPLETENESS, RELIABILITY AND USEFULLNESS OF ANY INFORMATION PROVIDED. ALL INFORMATION PROVIDED ON THIS SITE IS UNDER THE CONDITION AND UNDERSTANDING THAT IT IS NOT INTENDED AS, AND SHOULD NOT BE INTERPRETED OR RELIED UPON AS LEGAL, ACCOUNTING, TAX, FINANCIAL, INVESTMENT OR ANY OTHER PROFESSIONAL ADVICE. ACCORDINGLY, NO LIABILITY IS ASSUMED FOR THE USE OR MISUSE OF SUCH INFORMATION.