About Us

Our Mission

Why Life Settlements?

In order to maximize the value of their life insurance, seniors need to look beyond either lapsing or taking the cash value of their policies. The life settlement business provides an alternative to those choices.

Q Life Settlements buys policies directly from owners, eliminating broker fees, and allowing the owner to deal directly with the buyer. We hope to provide a quicker sale and higher proceeds to you, the seller of a policy.  We have also developed a tax-advantaged, Medicaid-compliant, Senior Care Benefit Plan to administer the proceeds of a life settlement to cover long term care costs!

At Q Life Settlements, we strive to provide the most transparency and clarity in the life settlement process to empower our clients to pursue a direct life settlement. We find going direct typically results in a quicker settlement, and fewer fees- meaning you get more of your offer money in your pocket.

Our Team

Steven Shapiro
Steven is the founder of the Company and is also the President and CEO of Q Capital Strategies, LLC and Life Settlement Solutions LLC. Steven has extensive experience in life settlements, strategic consulting, investment banking advisory services, and private equity investing. Steven holds a B.A. degree in economics from the University of Pennsylvania and an M.B.A. in finance and entrepreneurial management from The Wharton School of the University of Pennsylvania. Steven is also a member of the Board of Directors and a past Chair of LISA, the Life Insurance Settlement Association, the oldest and largest trade organization in the life settlement industry.

Peggy Carter
Peggy has been helping life insurance policy owners maximize the value of their policies for more than four years. Prior to her work in the life settlement industry, Peggy was a specialty florist. Peggy enjoys being able to make a difference in senior’s lives by opening the door to new financial opportunities.

Lisa Avril
Lisa has been working with life insurance policy owners for more than three years, helping them realize the hidden value in their life insurance policies. Lisa is a grandma of two and loves spending quality time with her young grandsons. She has always been a people person and enjoys getting to know her clients and being able to help them find the value within their life insurance policies.

Nancy Melamed
Nancy first started helping clients maximize the value of their life insurance policies in 2023.  She has significant experience working in customer service.