Q Life Settlements Blog

August 7, 2020

New Study Sheds Light on Retirement Planning

A new study from JP Morgan sheds some new light regarding retirement planning. One of the most important questions in retirement planning is: how long do I need to plan for? To this end, the study found that for people currently age 65, you should expect….

July 24, 2020

Aging in Place: Four Misconceptions

A common theme we hear from our clients who are approaching their post-retirement years is that they plan on staying in their home as long as possible. And we are honored to be able to help so many seniors in the US accomplish this goal with our expertise! But with that said, there are some misconceptions around the efficacy and safety of aging in place. A study by Vi Living, a senior living facility operator, and Age Wave identified some of the main misconceptions. 

July 10, 2020

4 Tips For Older Workers During the Pandemic

According to the US Bureau of Labor Statistics, the unemployment rate jumped from 3.3% to 13.6% in April for people age 55 and older. Susan Weinstock, the Vice President of Financial Resilience at AARP, thinks that older individuals who unexpectedly found themselves out of work during the pandemic may be facing a daunting job market.

June 26, 2020

Term Life Insurance: What Policy Holders Need to Know

While working with our life settlement clients we have found that life insurance, with all its variations and types and riders, can be confusing. Here are five things every term life insurance policy holder needs to know about their policy:

June 12, 2020

New Study Shows Pandemic’s Impact on Retirement Planning

A new study by Personal Capital released at the end of May explores the scope of the financial impact of COVID-19 on both…

May 29, 2020

New Study Shows Gender Pay Gap Persists Even in Retirement

A new study by the National Institute for Retirement Security (NIRS) shows a troubling financial picture for American women in their retirement years. While the Gender Pay Gap has been talked about more frequently in recent years – the fact that over the course of their respective carriers, women are paid less than men for their work – we now know that the Gender Pay Gap extends into retirement as well. As of 2019, women earned $0.79 for every dollar men made and the NIRS study found that in retirement women receive approximately 80% of the retirement income that their male counterparts receive, effectively mirroring the Pay Gap.

May 15, 2020

What You Need to Know: COVID-19 and your Life Insurance Policy

Life insurance is important protection for many Americans and help us protect our families, and in most cases, the pandemic won’t effect a future death benefit claim on your existing policy. To reassure their customers, insurers like Haven Life have made pertinent information available on their website in a Coronavirus FAQ. The first question they answer?

April 17, 2020

In Uncertain Times, Life Settlements are Providing a Safe Harbor

It is no exaggeration to say that we are in dire, if not unprecedented times as we weather the novel coronavirus pandemic. Even when the risk of the virus spreading has subsided, we will have to deal with the economic repercussions.

April 5, 2020

Could Covid-19 Pandemic Upend Senior’s Retirement Plans?

A new study by economic professors Olivier Coibon of the University of Texas at Austin, Yuriy Gorodnichenko of the University of California at Berkeley, and finance professor Michael Weber of the University of Chicago’s Booth School of Business shows a troubling trend that they gleaned from a series of surveys conducted over January and April of this year. Alarmingly, the data shows a job loss rate perhaps much higher than thought, and the employment to population ratio has dropped a staggering 7%. What does this mean for senior retirement?

April 3, 2020

COVID-19 PSA: Five Things You Can Do

The World Health Organization and Google recently released a public service announcement listing five things we all can do to help stop the spread of coronavirus.