Q Life Settlements Blog

October 9, 2020

Social Security is Not Broken

Social security provides substantial income to millions of Americans. In fiscal year 2019, the Social Security Administration estimated that it would pay out $892 billion in “Old Age and Survivorship Insurance” benefits. Even for those with significant assets and other income, a regular monthly social security payment is welcome.

September 17, 2020

Increasing Your Financial ‘IQ’

Do you want more financial knowledge? The internet is here for you. There are any number of financial blogs. Do a Google search for “financial blogs” and there are many to choose from. Think about what is the motive behind any that you read. Often the writer/publisher wants to sell you something.

September 4, 2020

Travel During COVID-19, are Quarantines and Fines Possible?

Many of us want to travel – either to visit family, perhaps for special events, or for recreation or vacation. Europe, in general, is not allowing Americans to enter their countries as of today, although Britain and Ireland are open, but what about traveling around the US?

August 21, 2020

The Generation Before the Baby Boomers – Life Insurance Buyers

The Silent Generation (1928-1945) is the name given to the generation preceding the baby boomers (1946-1964). This generation has over 20 million people in the United States. This generation was born during and after the Great Depression of the 1930s and World War II.

August 7, 2020

New Study Sheds Light on Retirement Planning

A new study from JP Morgan sheds some new light regarding retirement planning. One of the most important questions in retirement planning is: how long do I need to plan for? To this end, the study found that for people currently age 65, you should expect….

July 24, 2020

Aging in Place: Four Misconceptions

A common theme we hear from our clients who are approaching their post-retirement years is that they plan on staying in their home as long as possible. And we are honored to be able to help so many seniors in the US accomplish this goal with our expertise! But with that said, there are some misconceptions around the efficacy and safety of aging in place. A study by Vi Living, a senior living facility operator, and Age Wave identified some of the main misconceptions. 

July 10, 2020

4 Tips For Older Workers During the Pandemic

According to the US Bureau of Labor Statistics, the unemployment rate jumped from 3.3% to 13.6% in April for people age 55 and older. Susan Weinstock, the Vice President of Financial Resilience at AARP, thinks that older individuals who unexpectedly found themselves out of work during the pandemic may be facing a daunting job market.

June 26, 2020

Term Life Insurance: What Policy Holders Need to Know

While working with our life settlement clients we have found that life insurance, with all its variations and types and riders, can be confusing. Here are five things every term life insurance policy holder needs to know about their policy:

June 12, 2020

New Study Shows Pandemic’s Impact on Retirement Planning

A new study by Personal Capital released at the end of May explores the scope of the financial impact of COVID-19 on both…

May 29, 2020

New Study Shows Gender Pay Gap Persists Even in Retirement

A new study by the National Institute for Retirement Security (NIRS) shows a troubling financial picture for American women in their retirement years. While the Gender Pay Gap has been talked about more frequently in recent years – the fact that over the course of their respective carriers, women are paid less than men for their work – we now know that the Gender Pay Gap extends into retirement as well. As of 2019, women earned $0.79 for every dollar men made and the NIRS study found that in retirement women receive approximately 80% of the retirement income that their male counterparts receive, effectively mirroring the Pay Gap.