Q Life Settlements Blog

December 29, 2020

Hospice Care – Do you know enough about it?

Hospice care focuses on the best possible quality of life for a person facing a life-ending illness, while also providing assistance to that person’s caregivers. Hospice is designed to provide the highest level of comfort to the patient.

December 3, 2020

Are you prepared for the one thing you absolutely don’t want to see this holiday season?

The holidays and their aftermath are the busiest time of year for long-term care admissions for homecare, assisted living and nursing homes. Between Thanksgiving and Christmas, families get together and many are seeing Mom and/or Dad for the first time in months. Some will discover that their parent’s health has declined and he or she should not be left to live on their own any longer.

November 16, 2020

What Will Happen to Health Care in the Next Four Years?

If you currently use Medicare or Medicaid, there is likely to be no significant change. Both major Parties have focused more on health care for those not in those programs, however, in general, the Republican party favors reducing the costs of Medicare and the Democratic Party favors maintaining or improving the programs.

October 9, 2020

Social Security is Not Broken

Social security provides substantial income to millions of Americans. In fiscal year 2019, the Social Security Administration estimated that it would pay out $892 billion in “Old Age and Survivorship Insurance” benefits. Even for those with significant assets and other income, a regular monthly social security payment is welcome.

September 17, 2020

Increasing Your Financial ‘IQ’

Do you want more financial knowledge? The internet is here for you. There are any number of financial blogs. Do a Google search for “financial blogs” and there are many to choose from. Think about what is the motive behind any that you read. Often the writer/publisher wants to sell you something.

September 4, 2020

Travel During COVID-19, are Quarantines and Fines Possible?

Many of us want to travel – either to visit family, perhaps for special events, or for recreation or vacation. Europe, in general, is not allowing Americans to enter their countries as of today, although Britain and Ireland are open, but what about traveling around the US?

August 21, 2020

The Generation Before the Baby Boomers – Life Insurance Buyers

The Silent Generation (1928-1945) is the name given to the generation preceding the baby boomers (1946-1964). This generation has over 20 million people in the United States. This generation was born during and after the Great Depression of the 1930s and World War II.

August 7, 2020

New Study Sheds Light on Retirement Planning

A new study from JP Morgan sheds some new light regarding retirement planning. One of the most important questions in retirement planning is: how long do I need to plan for? To this end, the study found that for people currently age 65, you should expect….

July 24, 2020

Aging in Place: Four Misconceptions

A common theme we hear from our clients who are approaching their post-retirement years is that they plan on staying in their home as long as possible. And we are honored to be able to help so many seniors in the US accomplish this goal with our expertise! But with that said, there are some misconceptions around the efficacy and safety of aging in place. A study by Vi Living, a senior living facility operator, and Age Wave identified some of the main misconceptions. 

July 10, 2020

4 Tips For Older Workers During the Pandemic

According to the US Bureau of Labor Statistics, the unemployment rate jumped from 3.3% to 13.6% in April for people age 55 and older. Susan Weinstock, the Vice President of Financial Resilience at AARP, thinks that older individuals who unexpectedly found themselves out of work during the pandemic may be facing a daunting job market.