Q Life Settlements Blog

November 15, 2018

What Is The Difference Between A Life Settlement Provider And A Life Settlement Broker?

Life settlements are highly regulated transactions, governed by each individual state’s insurance laws. Currently, 43 states regulate life settlement transactions. In these regulations, the parties to a transaction are outlined, as well as such parties’ role and responsibilities in…

November 8, 2018

What Is A Life Settlement Provider?

A life settlement provider is a regulated “matchmaker” in the sale of a life insurance policy in a life settlement transaction. What does this mean? Insurance is regulated at the state level, not by the federal government. As a result, each state decides…

November 5, 2018

How Much Is My Life Insurance Policy Worth?

The key factors that are necessary to determine the value of your policy include three items: your age, health condition, and the type of life insurance policy you have. An estimate can be done based on the face value (net death benefit) of your policy, but to get a more precise value…

October 28, 2018

Can I Sell My Term Life Insurance Policy For Cash?

Many policyholders ask if their term life insurance policy is a fit for a life settlement, even though there is no cash value. While that is true that term policies do not accrue a cash surrender value nor dividends (in most cases), there can still be a hidden value to the policy by…