Q Life Settlements Blog
November 16, 2020
If you currently use Medicare or Medicaid, there is likely to be no significant change. Both major Parties have focused more on health care for those not in those programs, however, in general, the Republican party favors reducing the costs of Medicare and the Democratic Party favors maintaining or improving the programs.
October 9, 2020
Social security provides substantial income to millions of Americans. In fiscal year 2019, the Social Security Administration estimated that it would pay out $892 billion in “Old Age and Survivorship Insurance” benefits. Even for those with significant assets and other income, a regular monthly social security payment is welcome.
September 17, 2020
Do you want more financial knowledge? The internet is here for you. There are any number of financial blogs. Do a Google search for “financial blogs” and there are many to choose from. Think about what is the motive behind any that you read. Often the writer/publisher wants to sell you something.
September 4, 2020
Many of us want to travel – either to visit family, perhaps for special events, or for recreation or vacation. Europe, in general, is not allowing Americans to enter their countries as of today, although Britain and Ireland are open, but what about traveling around the US?
August 21, 2020
The Silent Generation (1928-1945) is the name given to the generation preceding the baby boomers (1946-1964). This generation has over 20 million people in the United States. This generation was born during and after the Great Depression of the 1930s and World War II.
August 7, 2020
A new study from JP Morgan sheds some new light regarding retirement planning. One of the most important questions in retirement planning is: how long do I need to plan for? To this end, the study found that for people currently age 65, you should expect….
July 24, 2020
A common theme we hear from our clients who are approaching their post-retirement years is that they plan on staying in their home as long as possible. And we are honored to be able to help so many seniors in the US accomplish this goal with our expertise! But with that said, there are some misconceptions around the efficacy and safety of aging in place. A study by Vi Living, a senior living facility operator, and Age Wave identified some of the main misconceptions.
July 10, 2020
According to the US Bureau of Labor Statistics, the unemployment rate jumped from 3.3% to 13.6% in April for people age 55 and older. Susan Weinstock, the Vice President of Financial Resilience at AARP, thinks that older individuals who unexpectedly found themselves out of work during the pandemic may be facing a daunting job market.
June 26, 2020
While working with our life settlement clients we have found that life insurance, with all its variations and types and riders, can be confusing. Here are five things every term life insurance policy holder needs to know about their policy:
June 12, 2020
A new study by Personal Capital released at the end of May explores the scope of the financial impact of COVID-19 on both…