A life insurance policy of $100,000 or more.
Typically age 70 or older.
Additional factors may allow younger policy owners to be considered for eligibility.
Qualifying policy type.
Term, Whole, Universal, Variable, etc.
No longer need your life insurance policy? Selling it could provide financial relief. Life changes—why not let your policy work for you now? We’re here to help.
See if you or your loved one’s policy can qualify to sell.
Facing increased medical costs, paying for Long Term Care, managing debt, or prioritizing other financial goals.
Business Needs Change
Recovering assets from business policies or management/insurance no longer needed.
Policy No Longer Needed
The original purpose of the policy is no longer relevant, dependents are financially independent, or less coverage is needed.
Growing Retirement Savings Needs
Recognizing underestimated retirement expenses, having additional financial needs not covered by existing plans, or wanting a financial cushion for unexpected costs.
Premium Affordability Challenges
As you age and income potentially decreases, policy payments become difficult to manage; selling can provide immediate cash flow.
Approaching Term Policy Expiration
Seeking to avoid a lapse in coverage and maximize the policy’s value before the term ends.
For over 20 years, Q Life has helped policy owners turn life insurance into financial opportunities. Our mission is to empower policy owners like you to make informed decisions and maximize your financial outcomes.
Talk to a policy specialist today to explore your options — no obligation, just expert advice and caring support every step of the way.
of Universal Life insurance policies cash surrender value never pay a death benefit
of seniors who let a policy lapse would have considered selling if they had known life settlements were an option
in life insurance policies are lapsed by individuals over age 65 every year. This translates to over $22 billion annually that’s left on the table
Selling a policy yields an average 5x payout exceeding the policies cash surrender value, translating into over $638M or more in policyholders’ pockets – This is a bit clumsy. Change wording to: On average, selling a policy pays 5x the amount of the policy’s cash surrender value…
Q Life Settlements is not a licensed life settlement provider. Q Life Settlements works with licensed life settlement providers to complete transactions.
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