The Process

Selling Your Life Insurance Policy Made Simple

We know selling your life insurance policy is a big decision. That’s why our dedicated and trustworthy team is here to guide you every step of the way. While every case is unique, and timelines may vary— our goal is to make this process as easy and transparent as possible.

1. Eligibility

To get started, we’ll need some basic information about your life insurance policy and health. Simply complete our online calculator. for an instant quote. If your policy qualifies, one of our friendly representatives will contact you shortly to discuss the next steps.

Prefer to talk with us directly? Call 866.679.9410 or email info@qlifesettlements.com anytime. You can also start your application on our online portal.

2. Submit Documentation

Once you’re ready, our team takes care of the heavy lifting. We’ll guide you through each step and help gather and submit any required documentation on your behalf. To get started, you only need to share some basic information with us. We’ll send you a short online form that takes just a few minutes to complete—simple, secure, and stress-free.

3. Receive & Review Your Offer

After our underwriting department receives your documentation, we’ll calculate your policy’s market value by considering factors like your life expectancy, the policy’s cash surrender value, and the death benefit amount. We’ll then present you with a cash offer. You’re free to accept or decline the offer—it’s entirely up to you. If you accept our cash offer, you’ll sign a contract assigning ownership of your policy to us. We’ll also need to notify your insurer of the change.

What happens to my policy after I sell it?

When you sell your life insurance policy, you receive a lump sum cash payment. Here’s what happens next:

Ready to hear what others think?

Check out our testimonials to see how we’ve helped others like you.