We know selling your life insurance policy is a big decision. That’s why our dedicated and trustworthy team is here to guide you every step of the way. While every case is unique, and timelines may vary— our goal is to make this process as easy and transparent as possible.
To get started, we’ll need some basic information about your life insurance policy and health. Simply complete our online calculator. for an instant quote. If your policy qualifies, one of our friendly representatives will contact you shortly to discuss the next steps.
Prefer to talk with us directly? Call 866.679.9410 or email info@qlifesettlements.com anytime. You can also start your application on our online portal.
Once you’re ready, we’ll guide you through each step. With your permission, the licensed provider or broker handling your policy gathers the required documents. To get started, you only need to share some basic information with us. We’ll send you a short online form that takes just a few minutes to complete—simple, secure, and stress-free.
After the licensed provider or broker handling your policy reviews your documentation, it estimates the policy’s market value based on factors like life expectancy, the policy’s cash surrender value and the death benefit, and presents any offer. You’re free to accept or decline—it’s entirely up to you. If you accept, you’ll sign a contract with the licensed buyer transferring ownership of the policy, and your insurer is notified of the change.
When you sell your life insurance policy, you receive a lump sum cash payment. Here’s what happens next:
